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See how long it takes to save your down payment and what you need each month.
Compare 5%, 10%, 15%, 20%, and custom
| Down % | Down Amount | Loan Amount | P&I / mo | PMI / mo | Total / mo | Cash Needed |
|---|---|---|---|---|---|---|
| 5% | $20,000 | $380,000 | $2,401.86 | $158.33 | $2,560.19 | $32,000 |
| 10% | $40,000 | $360,000 | $2,275.44 | $150.00 | $2,425.44 | $52,000 |
| 15% | $60,000 | $340,000 | $2,149.03 | $141.67 | $2,290.70 | $72,000 |
| 20%No PMI | $80,000 | $320,000 | $2,022.62 | — | $2,022.62 | $92,000 |
Cash Needed = down payment + estimated closing costs (3%). Monthly totals show P&I + PMI only; taxes and insurance are separate.
Delphine can help you understand what's realistic and where to start.